You may have heard the term ‘insurance group’ floating around when buying or thinking about buying a new or first vehicle as a young driver. These groups range from 1 (the lowest and cheapest to insure) to 50 (the highest and most expensive). It is a common misconception that the ‘group’ a vehicle falls into is solely based on vehicle value. Whilst this is a key factor, the type and ‘risk’ of that vehicle is also heavily considered. For example a £25,000 sports car is likely to be much more of a ‘risk’ to an insurer, and therefore more expensive to insure than a £35,000 family SUV or ‘Estate’ car.
Whilst we would all love to have an Audi RS7 Sports Car (category 50 insurance group) here are just some of the best vehicles available on the market today that could help you young drivers save a huge amount on your car insurance:
Nissan Micra
The Nissan Micra is a very popular first vehicle for many young drivers. Boasting it’s compact design and extensive list of safety features, it falls into the cheapest and lowest possible insurance group (1E). If you are buying new, the Micra also offers lots of customizable features for an improved look!
Ford KA+
Slightly smaller than it’s popular Fiesta model, the KA+ offers immense value for money. The car comes with fantastic technology features and the 1.2 TiVCT 70 horsepower Studio version is in fact one of the cheapest cars on the market to insure today (Group 1E).
Vauxhall Corsa Hatchback
Moving up in insurance groups slightly (insurance group 2) is the Vauxhall Corsa. Since it’s introduction to the market, the Corsa models have been the most popular first time vehicles for drivers in the UK over the last decade. Each model has offered a fantastic look, small engine options and reliability. This one’s a no brainer!
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MyFirst are young driver insurance specialists offering not only the best insurance deals, but support and guidance from first hand experience. Call us today on 0333 305 5116 or check out our website for more information!
