Whether you’re lucky enough to have your own car whilst learning to drive, or you’re practicing in a parents car, Learner Driver insurance can be a tedious and time consuming task.
What is Learner Driver Insurance?
Learner driver insurances is an insurance product that is specifically designed to suit the requirements of young and learner drivers. In most cases, learner driver insurance will only cover you when you have a provisional driving licence. When you pass your test, then you will need to change insurance option, unless you opt for our new hybrid insurance option.
Why do you need Learner Driver Insurance?
With so many risks associated with learning to drive, it is no surprise that insurers place a premium on learner driver insurance. However, not every learner will need learner driver insurance. If you are learning only with a professional driving school or instructor, then you are likely to be covered by their insurance. It’s important to check your coverage on their insurance before you drive.
However, lessons can be very expensive and practice with friends and family in between lessons can help to speed up the process of learning to drive so you can pass your test faster. If you do choose to practice with friends and family alongside professional lessons, then you will need learner driver insurance.
Currently, the DVSA recommends that most learners will need 45 hours of professional driving tuition alongside 22 hours of private practice to be able to pass their test. However, every learner is different. The more training you have, outside of lessons, the more experience you will gain which may help you to pass your test faster. This could save you a lot of money in driving lessons.
Insurance is a legal requirement, and if you learn with family and friends, then you’ll need to make sure you have appropriate insurance in place. If you drive without insurance, then you could face a fine. Furthermore, you could also receive penalty points on your licence before you even have it. Fortunately, there are lots of options available for learners and young drivers.
At My FirstUK, we offer a range of options including short-term, annual, parents’ car insurance as well as our exciting hybrid option. Our hybrid option is a new innovative insurance option that covers you while you are learning and when you pass your test, so you don’t have to pay twice for insurance.
What is a ‘Hybrid Policy’?
MyFirst is excited to offer a new hybrid policy that can cover you while you are learning and when you pass your test. Many young drivers struggle with the expense of paying for learner driver insurance and then paying again for newly-passed cover. Our hybrid policy means that you don’t have to pay a penny more when you pass your test. This money-saving solution means you can put your hard-earned cash to better use
Our hybrid annual policy gives you to the coverage you need, without paying twice. What’s more, with the hybrid policy, you can start to build up your no claims so that you can reach your no claims discount as quickly as possible.
How does a Hybrid Policy work?
Our policy can be summed up in 3 very simple steps:
- Receive a quote on your provisional licence
Call for a quote for learner driver insurance, and we’ll find the best policy or your needs.
- Learn and pass
Learn to drive with the peace of mind of insurance and work towards passing your test.
- Keep the same policy
Once you pass, the hybrid policy will cover you as a newly passed driver, without paying any extra and start building your no claims.
Not bad ay? You can find out more on our Hybrid Policy here or one of our learner driver insurance specialists will be happy to assist you by calling us on 0333 305 5116
