It’s no secret that car insurance for drivers aged 17-21 can be very costly, and although April 2018 has seen a slight drop in insurance premiums, many young drivers are still caught out by simply un-affordable quotes.
MyFirst are on the front line in aiding young drivers in getting the very best deal on their car insurance.
Here’s some tips from us that might save you some much needed cash:
Choose the right car!
One of the key factors of your insurance premium is of course the vehicle you’re insuring. It’s incredibly tempting when passing your test or buying your first car to go for the ‘Sportier’ or ‘GTI’ type cars – but choosing a vehicle in the right insurance band could save you hundreds or even thousands in the long run!
Need some help choosing? Here are the cheapest cars to insure in 2018
Add an experienced driver
If you are in a position to add an older, more experienced driver to your policy, this can be a huge positive when getting the best deal for a young driver. This is more often than not a parent or older sibling that has multiple years ‘no- claims’ discount. However, it is very important that this person is not ‘fronting’ your insurance for you, so be sure to add the correct and true information to your quotation.
Improve security
Insurance providers will look favourably if an effort has been made to increase your vehicles security. This could be anything from a high spec alarm to a vehicle tracking system. A small investment could in turn save you more than you think!
Steer clear of modifications!
If you love cars, another major temptation for a young driver is to remove some of the ‘factory standard’ parts of your car and replace with aesthetical or performance enhancing ones. Whilst this may add to your look and speed, it will also add to your premium! Stick with the production model and save money!
Consider your payment options
When taking out your policy, it can often be cheaper to pay your insurance up-front, however not everyone has the funds to do this. Talk to your insurance provider or broker to see what finance schemes they have available.
Advanced driving
Putting yourself on a young driver advanced driving course will go a long way in making you less of a risk on the roads. If you are currently learning or looking to take your test soon, speak to your instructor about their advanced driving options!
Looking for the best deal on your young driver insurance? Call our experts at MyFirst on 0333 305 5116 to see how much you could save!
